The cost of a Cembra Business loan

Clear and transparent conditions

The cost of a Cembra Business loan

Clear conditions, transparent fees

Loan Evaluation

Applying for a Cembra Business loan is free of charge and our offer is completely free of obligation. You will therefore not incur any fixed fees besides interest. Below you will find a more detailed overview. Click here to get your free evaluation.

What do I have to take into account on a monthly basis?

At Cembra Business we use a monthly instalment repayment schedule — you pay a fixed monthly amount which includes paying for the principal amount and the interest subject to the relevant term. This calculation is shown schematically below in our calculator.

What is the interest rate based on?

The level of the yearly interest rate is based on the creditworthiness of your company, plus the amount and duration of your credit. It is determined by our experienced credit analysis following a risk-based pricing approach.

Annual effective interest rate from 3.5%
Early repayment Free

Business loan calculator

Use our business loan calculator to find out how much your loan will cost. Choose your desired amount to find out. The example shown is based on 8% annual percentage rate.

Repayment calculator

CHF 9,054

Monthly repayment

CHF 14,951


CHF 9,168

  • Amount
    CHF 125,000
  • Duration
    12 months
Period Principal amount Interest amount Outstanding amount
For illustrative purposes only. The example shown above is based on 8% APR (annual percentage rate). The total payable amount is . This amount consists of principal and interest. We base our decisions on several criteria and business loans can only be granted to borrowers who can afford repayments.