SME loan in 48 hours?
No problem.

Online. Simple. Fast.

SME loan in 48 hours?
No problem.

Online. Simple. Fast.

Which requirements must be met?

We consider loan applications from businesses meeting these criteria:

Swiss-based company registered in the Commercial Registry
Annual turnover of at least CHF 100,000
Operating over 2 years
Application by an authorized signatory holder and, in the case of an AG or GmbH, provision of a guarantor

Simple and fast application


Sign up with us

You start your Cembra Business loan application by registering with us and completing a pre-qualification questionnaire.

Complete your application

We guide you through the process of uploading the necessary bank statements, financial statements and tax information.

Get fast approval and pay-out

Once approved, you can directly confirm the pay-out and have access to the cash within 48 hours.

Calculate your monthly payments — customise to your needs

Looking for an estimate of average monthly repayments? Choose your desired amount to find out. The example shown is based on 8% APR (annual percentage rate).

Repayment calculator

CHF 9,054

Monthly repayment

CHF 14,951


CHF 9,168

  • Amount
    CHF 125,000
  • Duration
    12 months
For illustrative purposes only. The example shown above is based on 8% APR (annual percentage rate). The total payable amount is . This amount consists of principal and interest. We base our decisions on several criteria and business loans can only be granted to borrowers who can afford repayments.

Contact us

Cembra Business — A unique approach to business lending in Switzerland

Have a question?

Click here for our FAQs

Prefer to call?

Give us a call on +41(0)43 551 51 00 from Monday to Friday between 8:00am and 6:00pm.

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We are always on hand to answer your questions.

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    Get in touch with the team to find out more at or call us on +41(0)43 551 51 00.